CUSTOMIZED LEASE PROGRAMS!
Capital Lease (Bargain Purchase
Buy-Out)
This plan allows you to buy the equipment at the end of the lease term for a
nominal amount of $1. For companies that intend to keep the
equipment at the end of the lease, this is an option. In essence, you are
building "equity" in the equipment, so at the end of the lease you own the
equipment. This lease may not qualify for tax advantages. Consult your
account or consider an addendum.
True Lease (Fair Market Value
Buy-Out)
This structure provides you with the option to purchase the equipment at the
end of the lease for its then Fair Market Value, continue leasing the
equipment based on its Fair Market Value, or return the equipment. The
payment during the term is lower than on a lease purchase, but the cost at
the end of the lease is higher. In most cases, there is a "cap" on the Fair
Market Value of 10% of the original cost of the equipment. This lease can
provide tax advantages that effectively lower your payment. Avoid
being stuck with obsolete or inefficient equipment.
Municipal Lease
This program is available to all city and state agencies such as public
school districts, municipal hospitals, police and fire departments. The
rates are much lower than standard commercial rates.
Federal Lease
This program is available to all government agencies and departments. The
Lessee, rates are lower than standard commercial rates.
Technology Rotation Leasing
Technology rotation leases lower the cost of acquire
the cutting equipment and technology. When your business demands cutting
edge technology this lease allows you to upgrade to the latest technology.
Mini Lease
This lease requires minimal paper work and is normally available for
transaction under 150K.
Deferred Payment
This program is attractive to companies in which the equipment will be used
for a project that won't generate revenue for a short period of time,
possibly three to six months. The lease is structured so that the initial
months have nominal or no payments.
Seasonal Payment
This lease is designed for those businesses with seasonal cash flows. We can
design a lease where the payments might be lower during the summer months
and higher during the rest of the year.
Step-up / Step-down payments
This can be structured so that lease payments can be set up to match a
company's cash flow needs. Payments can start low and then increase during
the later years of the lease, or payments can start high and then decrease,
minimizing finance charges.
Working Capital Loan
Any type of Equipment can be financed when you qualify for a working capital
loan.